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Bank Leumi
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Bank Leumi

TASE : LUMIISIN : IL0006046119Headquarters: Tel-AvivBank accounts: Bank of Israel rules · in ₪M

Bank Leumi le-Israel B.M., together with its subsidiaries, provides banking and financial services for households, small and medium enterprises, and corporations in Israel, the United Kingdom, and internationally. Based in Tel Aviv-Yafo.

Price₪74.80+1.5% · session of 12/11/2026
Market cap₪110bnprice × number of shares
Next resultsno later than 30/11/2026Quarterly report
1-year price+6.6% over the period
Analysis in brief · H1 2026

Bank Leumi: net income up (+3.3%), credit provisions sharply up (+64.4%), loans sharply up (+15.8%).

  • Net income up

    Net income (attributable to shareholders): ₪5,178M, vs. ₪5,013M a year earlier, i.e. +3.3%.

    H1 2026
  • Credit provisions sharply up

    Credit loss expenses: ₪457M, vs. ₪278M a year earlier, i.e. +64.4%.

    H1 2026
  • Loans sharply up

    Loans to the public: ₪566,516M, vs. ₪489,227M a year earlier, i.e. +15.8%.

    H1 2026
  • Deposits up

    Deposits from the public: ₪718,887M, vs. ₪642,253M a year earlier, i.e. +11.9%.

    H1 2026
  • Interest income stable

    Net interest income: ₪8,481M, vs. ₪8,557M a year earlier, i.e. −0.9%.

    H1 2026
Built automatically from the published figures.
Strength and credit quality · as of 30/06/2026

Sector indicators

CET1 ratio (core equity)11.65%12.28% a year earlier
Total capital ratio14.43%14.86% a year earlier
Non-performing loans (NPL) / loans0.45%
Liquidity coverage ratio (LCR)122%

Figures copied from the company's document: Q2 2026 results release. They are not included in the Maya financial summary. No opinion, no recommendation.

Valuation

What the market pays, vs. the sector

P/E10.5Sector median: 10.4
P/B1.6Sector median: 1.5
Dividend yield3.1%dividends over the last 12 months / price
12-month range₪66.53 – ₪76.31monthly closes

This company's valuation multiples history is being built day by day from now on.

P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the Israeli banks group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.

Dividends

Dividend per share, over 5 years

₪1.372021₪1.122022₪1.362023₪1.692024₪2.632025₪2.292026 (to date)

Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.

Insiders

Trades by executives and interested parties

13 filing(s) over 12 months · on shares: 2 increase(s) and 1 decrease(s) in holdings.

DateHolderSecurityDirectionQuantityPrice
28/09/2026Shuv Liat
Executive		OptionsDown22,425₪75.50Maya ›
25/08/2026Ziv Omer
Executive		OptionsDown14,323₪75.53Maya ›
24/08/2026Ziv Omer
Executive		OptionsDown14,707₪75.53Maya ›
13/08/2026Ben Zvi Bosmat Hana
Executive		OptionsDown23,224₪75.90Maya ›
22/07/2026Elya Sasson
Director		SharesUp787₪0.30Maya ›
25/05/2026Omer Nir Dov
Executive		OptionsDown4,794₪75.40Maya ›
09/04/2026Schatz Pinchas
Executive		OptionsDown4,354₪73.99Maya ›
31/03/2026Ziv Omer
Executive		OptionsUp3,906,250—Maya ›
26/03/2026Argov Hagit
Executive		OptionsDown20,321₪72.03Maya ›
25/03/2026Mori Ronen
Executive		OptionsDown23,224₪72.89Maya ›
23/03/2026Schatz Pinchas
Executive		OptionsDown8,709₪72.57Maya ›
06/03/2026Shpirer Belfer Naomi
Director		SharesDown600₪76.42Maya ›

Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.

Same sector · Israeli banks

P/E ranking

Bank Leumi is 2e Out of 5: one of the highest P/Es in the group.

  1. 1First International Bank10.6
  2. 2Bank Leumi10.5
  3. 3Mizrahi Tefahot10.4
  4. 4Bank Hapoalim10.3
  5. 5Israel Discount Bank9.9

P/E = market cap / net income over the last 12 months: how many years of earnings the market pays today. From highest to lowest; group median: 10.4. A high or low P/E alone does not say whether a share is expensive.

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Every report from a TA-125 company, analyzed the same day: key figures and year-on-year change, analysis in brief, share price reaction. One daily summary during earnings season.

Detailed figures and history
The figures

Financial summary

S1 2026S1 2025FY 2025
Total assets947,264844,333872,971
Cash and bank deposits129,479147,063154,647
Securities192,986150,232156,537
Loans to the public566,516489,227519,950
Equity attributable to shareholders70,57165,53568,130
Deposits from the public718,887642,253686,887
Deposits from banks16,63722,87313,123
Net interest income8,4818,55716,852
Credit loss expenses−457−278−450
Non-interest income3,5722,8145,828
Operating expenses3,2193,3416,648
Pre-tax income8,3777,75215,582
Net income (attributable to shareholders)5,1785,01310,262
Dividends paid−2,243−1,427−3,924
Operating cash flow−7,185−5211,370

In millions of shekels. The "H1" columns cover the first six months of the year.

Ratios

Calculated from these figures

S1 2026S1 2025FY 2025
Return on equity (annualized)14.7%15.3%15.1%
Cost-to-income ratio26.7%29.4%29.3%
Equity / total assets7.4%7.8%7.8%
Cost of risk (annualized; negative = provision release)0.2%0.1%0.1%
Loans / deposits from the public78.8%76.2%75.7%

The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page. The Piotroski, Beneish and Altman models do not apply to banks.

Company overview

Bank Leumi le-Israel B.M., together with its subsidiaries, provides banking and financial services for households, small and medium enterprises, and corporations in Israel, the United Kingdom, and internationally. The company provides banking services, including Retail Banking, Small Businesses, and Private Banking to retail customers and small businesses; mortgages, loans intended to purchase residential apartments or loans; commercial services that offers banking and financial services to middle-market companies; and corporate banking which provides banking and financial services to large Israeli corporations and international corporations. It also offers real estate services to construction and real estate sector; capital markets, manages assets and liabilities and management of investments in financial assets. Bank Leumi le-Israel B.M. was founded in 1902 and is headquartered in Tel Aviv-Yafo, Israel.

Source: official company profile (Yahoo Finance), summary. Website: www.leumi.co.il

Sources
Information, no recommendation. This site presents figures published by companies and calculations based on those figures. It is not investment advice, nor a recommendation to buy or sell, nor a valuation of the companies. Always check the original reports.