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Phoenix Financial
Company page · Insurance

Phoenix Financial

TASE : PHOEISIN : IL0007670123Headquarters: GivatayimIFRS accounts · in ₪M

Phoenix Financial Ltd. operates as a financial services company in Israel. Based in Rishon LeZion.

Price₪170.70−1.4% · session of 12/11/2026
Market cap₪43.1bnprice × number of shares
Next resultsno later than 30/11/2026Quarterly report
1-year price+29.5% over the period
Analysis in brief · H1 2026

Phoenix Financial: net income up (+6.7%), management fee income sharply up (+24.1%), insurance result sharply down (−24.0%).

  • Net income up

    Net income (attributable to shareholders): ₪1,611M, vs. ₪1,510M a year earlier, i.e. +6.7%.

    H1 2026
  • Management fee income sharply up

    Management fee income: ₪1,111M, vs. ₪895M a year earlier, i.e. +24.1%.

    H1 2026
  • Insurance result sharply down

    Insurance service result: ₪855M, vs. ₪1,125M a year earlier, i.e. −24.0%.

    H1 2026
  • Equity up

    Equity: ₪13,612M, vs. ₪12,554M a year earlier, i.e. +8.4%.

    H1 2026
Built automatically from the published figures.
Financial strength

Sector indicators

Solvency ratio: taken from the company's report at its next publication.

Valuation

What the market pays, vs. the sector

P/E13.0Sector median: 11.3
P/B3.3Sector median: 2.9
Dividend yield3.2%dividends over the last 12 months / price
12-month range₪131.80 – ₪187.80monthly closes

This company's valuation multiples history is being built day by day from now on.

P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the Israeli insurers group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.

Dividends

Dividend per share, over 5 years

₪2.282021₪2.312022₪1.172023₪2.122024₪5.992025₪4.272026 (to date)

Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.

Insiders

Trades by executives and interested parties

14 filing(s) over 12 months · on shares: 6 increase(s) and 6 decrease(s) in holdings.

DateHolderSecurityDirectionQuantityPrice
26/10/2026Schreiber Haggai
Executive		SharesDown9,295₪191.50Maya ›
16/10/2026Zadok Shay
Executive		SharesDown2,782₪180.05Maya ›
30/09/2026Ben Simon Eyal
Director		SharesDown2,065—Maya ›
16/09/2026Schwartz Eli
Executive		SharesUp575—Maya ›
08/09/2026Schwartz Eli
Executive		SharesDown4,131—Maya ›
02/09/2026Eli Schwartz
Executive		SharesDown2,367₪186.23Maya ›
01/09/2026Schwartz Eli
Executive		OptionsDown14,447—Maya ›
02/08/2026Arie Rabinovich
Executive		SharesUp3,206—Maya ›
30/07/2026AP Investments III Ltd
Interested party		SharesDown6,216,651₪168.50Maya ›
23/06/2026Schwartz Eli
Executive		SharesUp917₪163.80Maya ›
06/05/2026Eli Schwartz
Executive		OptionsUp26,391—Maya ›
31/03/2026Alexander David
Executive		SharesUp1,859₪160.06Maya ›

Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.

Same sector · Israeli insurers

P/E ranking

Phoenix Financial is 1e Out of 5: one of the highest P/Es in the group.

  1. 1Phoenix Financial13.0
  2. 2Menora Mivtachim12.4
  3. 3Harel11.3
  4. 4Migdal Insurance9.7
  5. 5Clal Insurance8.9

P/E = market cap / net income over the last 12 months: how many years of earnings the market pays today. From highest to lowest; group median: 11.3. A high or low P/E alone does not say whether a share is expensive.

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Every report from a TA-125 company, analyzed the same day: key figures and year-on-year change, analysis in brief, share price reaction. One daily summary during earnings season.

Detailed figures and history
The figures

Financial summary

S1 2026S1 2025FY 2025
Total assets210,099184,945197,940
Investments for unit-linked contracts112,98199,130107,828
Other financial investments33,03930,84332,382
Assets for unit-linked contracts140,486121,734133,866
Equity13,61212,55412,883
of which minority interests486370386
Investment contract liabilities54,21538,81846,887
Insurance contract liabilities113,828108,820112,964
Insurance service result8551,1251,961
Net investment income8,2707,84019,124
Net finance income1,2501,1132,596
Net insurance and investment result2,1052,2384,557
Management fee income1,1118951,887
Other operating expenses1,3041,1722,385
Pre-tax income2,4462,4085,009
Net income1,6771,5803,341
Net income (attributable to shareholders)1,6111,5103,223
Dividends paid−679−795−1,515
Operating cash flow2,9682,8174,200

In millions of shekels. The "H1" columns cover the first six months of the year.

Ratios

Calculated from these figures

S1 2026S1 2025FY 2025
Return on equity (annualized)24.6%24.8%25.8%
Equity / total assets6.5%6.8%6.5%

The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page.

Company overview

Phoenix Financial Ltd. operates as a financial services company in Israel. Its Life and Savings segment provides life insurance policies, permanent health insurance policies, and savings policies for salaried employees planholders, individual and self-employed policyholders, and groups. The company's Property and Casualty segment offers compulsory motor insurance, motor property insurance, and other property and casualty insurance. Its Health Insurance segment offers health insurance policies that are designed to indemnify or compensate policyholders for medical expenses incurred as a result of decline in health, illness, or accident; and long-term care insurance, critical illness insurance, dental insurance, travel insurance, and personal accidents insurance. The company's Retirement segment manages various types of pension funds and provident funds; and the central provident fund for annuity for employees of the Israel Electric Corporation Ltd.

Source: official company profile (Yahoo Finance), summary. Website: phoenixfinancial.co.il

Sources
Information, no recommendation. This site presents figures published by companies and calculations based on those figures. It is not investment advice, nor a recommendation to buy or sell, nor a valuation of the companies. Always check the original reports.