FIBI Holdings
F.I.B.I. Holdings Ltd operates as the holding company for The First International Bank of Israel Ltd. that provides various banking products and services in Israel. Based in Tel Aviv-Yafo.
FIBI Holdings: net income down (−8.7%), credit provisions sharply up (+40.7%), loans sharply up (+20.4%).
- Net income downH1 2026
Net income (attributable to shareholders): ₪513M, vs. ₪562M a year earlier, i.e. −8.7%.
- Credit provisions sharply upH1 2026
Credit loss expenses: ₪38M, vs. ₪27M a year earlier, i.e. +40.7%.
- Loans sharply upH1 2026
Loans to the public: ₪162,601M, vs. ₪135,092M a year earlier, i.e. +20.4%.
- Interest income downH1 2026
Net interest income: ₪2,284M, vs. ₪2,444M a year earlier, i.e. −6.5%.
- Deposits upH1 2026
Deposits from the public: ₪251,394M, vs. ₪225,124M a year earlier, i.e. +11.7%.
Sector indicators
Capital ratio (CET1) and non-performing loans: taken from the company's report at its next publication.
What the market pays, vs. the sector
This company's valuation multiples history is being built day by day from now on.
P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.
Dividend per share, over 5 years
Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.
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Financial summary
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Total assets | 294,329 | 262,526 | 277,861 |
| Cash and bank deposits | 83,708 | 79,158 | 83,801 |
| Securities | 38,915 | 37,707 | 38,621 |
| Loans to the public | 162,601 | 135,092 | 146,374 |
| Equity attributable to shareholders | 7,569 | 6,898 | 7,069 |
| Deposits from the public | 251,394 | 225,124 | 238,509 |
| Deposits from banks | 1,373 | 2,141 | 1,906 |
| Net interest income | 2,284 | 2,444 | 4,823 |
| Credit loss expenses | 38 | 27 | −19 |
| Non-interest income | 1,129 | 1,065 | 2,100 |
| Operating expenses | 1,629 | 1,587 | 3,194 |
| Pre-tax income | 1,822 | 1,949 | 3,710 |
| Net income (attributable to shareholders) | 513 | 562 | 1,089 |
| Dividends paid | 0 | −102 | −575 |
| Operating cash flow | 153 | 2,277 | 724 |
In millions of shekels. The "H1" columns cover the first six months of the year.
Calculated from these figures
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Return on equity (annualized) | 13.6% | 16.3% | 15.4% |
| Cost-to-income ratio | 47.7% | 45.2% | 46.1% |
| Equity / total assets | 2.6% | 2.6% | 2.5% |
| Cost of risk (annualized; negative = provision release) | −0.0% | −0.0% | 0.0% |
| Loans / deposits from the public | 64.7% | 60.0% | 61.4% |
The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page. The Piotroski, Beneish and Altman models do not apply to banks.
Company overview
F.I.B.I. Holdings Ltd operates as the holding company for The First International Bank of Israel Ltd. that provides various banking products and services in Israel. The company offers deposits and savings, including standing order savings, child savings, structured, options and plans, and short- and long-term deposits; mortgages; refinancing; and credit cards. It also provides business banking services, such as provision of financial and banking guidance and support for companies and corporations. In addition, the company engages in managing investment portfolios; personal consultancy; and provision of commercial banking, and foreign exchange dealing and forex services. Further, it offers capital market services comprising investment advisory, trading in securities, foreign exchange trading, and trading systems; factoring services; and platinum, private, mobile, and online banking services.
Source: official company profile (Yahoo Finance), summary. Website: www.fibi.co.il
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