Bank of Jerusalem
Bank of Jerusalem Ltd. provides commercial banking services in Israel. Based in Airport City.
Bank of Jerusalem: net income down (−13.1%), credit provisions sharply up (+25.7%), interest income down (−7.6%).
- Net income downH1 2026
Net income (attributable to shareholders): ₪96M, vs. ₪111M a year earlier, i.e. −13.1%.
- Credit provisions sharply upH1 2026
Credit loss expenses: ₪22M, vs. ₪17M a year earlier, i.e. +25.7%.
- Interest income downH1 2026
Net interest income: ₪330M, vs. ₪357M a year earlier, i.e. −7.6%.
- Deposits upH1 2026
Deposits from the public: ₪18,563M, vs. ₪17,210M a year earlier, i.e. +7.9%.
- Loans upH1 2026
Loans to the public: ₪16,531M, vs. ₪15,813M a year earlier, i.e. +4.5%.
Sector indicators
Capital ratio (CET1) and non-performing loans: taken from the company's report at its next publication.
What the market pays, vs. the sector
This company's valuation multiples history is being built day by day from now on.
P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.
Dividend per share, over 5 years
Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.
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Financial summary
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Total assets | 23,307 | 21,860 | 23,101 |
| Cash and bank deposits | 3,826 | 3,019 | 4,404 |
| Securities | 2,373 | 2,505 | 1,935 |
| Loans to the public | 16,531 | 15,813 | 16,166 |
| Equity attributable to shareholders | 1,659 | 1,551 | 1,596 |
| Deposits from the public | 18,563 | 17,210 | 18,250 |
| Deposits from banks | 129 | 74 | 56 |
| Net interest income | 330 | 357 | 704 |
| Credit loss expenses | −22 | −17 | −52 |
| Non-interest income | 177 | 150 | 295 |
| Operating expenses | 335 | 318 | 662 |
| Pre-tax income | 151 | 172 | 285 |
| Net income (attributable to shareholders) | 96 | 111 | 195 |
| Dividends paid | −34 | −20 | −65 |
| Operating cash flow | −490 | −671 | 77 |
In millions of shekels. The "H1" columns cover the first six months of the year.
Calculated from these figures
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Return on equity (annualized) | 11.6% | 14.3% | 12.2% |
| Cost-to-income ratio | 66.0% | 62.7% | 66.2% |
| Equity / total assets | 7.1% | 7.1% | 6.9% |
| Cost of risk (annualized; negative = provision release) | 0.3% | 0.2% | 0.3% |
| Loans / deposits from the public | 89.1% | 91.9% | 88.6% |
The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page. The Piotroski, Beneish and Altman models do not apply to banks.
Company overview
Bank of Jerusalem Ltd. provides commercial banking services in Israel. The company offers deposit products, such as saving, digital, and checking accounts; structured deposit products; personal loans, such as new and used car loans, and loans secured by deposits; mortgage loans; and foreign currency loans. It also provides independent trading services on the capital markets, and investment advisory services, as well as interactive brokerage services; credits for residential construction financing, and retail SMBs; manages current accounts; and private banking services to non-residents. The company was formerly known as Bank of Jerusalem for Development and Mortgages Ltd. and changed its name to Bank of Jerusalem Ltd. in 1996. The company was incorporated in 1963 and is headquartered in Airport City, Israel.
Source: official company profile (Yahoo Finance), summary. Website: www.bankjerusalem.co.il
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