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Opal Balance Investments
Company page · Non-bank lending

Opal Balance Investments

TASE : OPALISIN : IL0010949860Headquarters: AshdodIFRS accounts · in ₪M

Opal Balance Investments Ltd provides various financing services mainly to small and medium-sized businesses in Israel. Based in Ashdod.

Price₪2.97+0.4% · session of 12/11/2026
Market cap₪310Mprice × number of shares
Next resultsno later than 30/11/2026Quarterly report
1-year price−17.2% over the period
Analysis in brief · H1 2026

Opal Balance Investments: sales sharply up (+20.3%), net income up (+6.7%), cash flow sharply up (+140.8%).

  • Sales sharply up

    Revenue: ₪57M, vs. ₪48M a year earlier, i.e. +20.3%.

    H1 2026
  • Net income up

    Net income: ₪21M, vs. ₪19M a year earlier, i.e. +6.7%.

    H1 2026
  • Cash flow sharply up

    Operating cash flow: ₪26M, vs. ₪−63M a year earlier, i.e. +140.8%.

    H1 2026
  • Operating income up

    Operating income: ₪27M, vs. ₪25M a year earlier, i.e. +7.8%.

    H1 2026
Built automatically from the published figures.
Valuation

What the market pays, vs. the sector

P/E7.4price / net income over 12 months
P/B1.3market cap / equity
Dividend yield6.5%dividends over the last 12 months / price
12-month range₪2.96 – ₪3.78monthly closes

This company's valuation multiples history is being built day by day from now on.

P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.

Dividends

Dividend per share, over 5 years

₪0.122021₪0.142022₪0.112023₪0.152024₪0.242025₪0.192026 (to date)

Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.

Insiders

Trades by executives and interested parties

11 filing(s) over 12 months · on shares: 11 increase(s) and 0 decrease(s) in holdings.

DateHolderSecurityDirectionQuantityPrice
26/08/2026SHAHAR MIZRAHI
Director		SharesUp29,053₪3.07Maya ›
25/08/2026EITAN MICHAEL
Director		SharesUp535,745₪2.95Maya ›
30/06/2026DANIEL MIZRAHI
Director		SharesUp2,136₪2.98Maya ›
23/06/2026DANIEL MIZRAHI
Director		SharesUp2,687₪2.80Maya ›
18/06/2026DANIEL MIZRAHI
Director		SharesUp10,000₪3.00Maya ›
16/06/2026OREN BEN YAIR
Director		SharesUp9,812₪3.06Maya ›
16/06/2026OREN BEN YAIR
Director		SharesUp9,812₪3.06Maya ›
10/06/2026DANIEL MIZRAHI
Director		SharesUp44₪2.91Maya ›
08/06/2026DANIEL MIZRAHI
Director		SharesUp2,783₪2.78Maya ›
03/06/2026DANIEL MIZRAHI
Director		SharesUp13,332₪3.00Maya ›
01/06/2026DANIEL MIZRAHI
Director		SharesUp7,320₪3.04Maya ›

Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.

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Every report from a TA-125 company, analyzed the same day: key figures and year-on-year change, analysis in brief, share price reaction. One daily summary during earnings season.

Detailed figures and history
The figures

Financial summary

S1 2026S1 2025FY 2025
Total assets678484606
Current assets552394500
Non-current assets1188398
Equity247231241
of which minority interests000
Current liabilities372186299
Non-current liabilities586766
Revenue5748102
Gross profit454083
Operating income272553
Pre-tax income272553
Net income211940
Net income (attributable to shareholders)211940
Dividends paid−15−9−20
Operating cash flow26−63−41

In millions of shekels. The "H1" columns cover the first six months of the year.

Ratios

Calculated from these figures

S1 2026S1 2025FY 2025
Gross margin77.7%84.7%81.8%
Operating margin47.4%52.9%51.7%
Net margin36.1%40.7%39.6%
Current ratio (current assets / current liabilities)1,5 x2,1 x1,7 x
Equity / total assets36.4%47.6%39.8%

The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page.

Company overview

Opal Balance Investments Ltd provides various financing services mainly to small and medium-sized businesses in Israel. It operates in the cities of Ashdod, Holon, Haifa, Beer Sheva, Netivot, and Jerusalem. Opal Balance Investments Ltd was incorporated in 2005 and is based in Ashdod, Israel.

Source: official company profile (Yahoo Finance), summary. Website: www.opalbalance.co.il

Sources
Information, no recommendation. This site presents figures published by companies and calculations based on those figures. It is not investment advice, nor a recommendation to buy or sell, nor a valuation of the companies. Always check the original reports.