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Payment Financial Technologies
Company page · Software

Payment Financial Technologies

TASE : PMNTISIN : IL0011808768Headquarters: herzliyaIFRS accounts · in ₪M

Payment Financial Technologies Ltd. develops and sells financial technology solutions focused on payments and consumer credit in Israel. Based in herzliya.

Price₪3.30+5.0% · session of 12/11/2026
Market cap₪130Mprice × number of shares
Next resultsno later than 30/11/2026Quarterly report
1-year price−43.2% over the period
Analysis in brief · H1 2026

Payment Financial Technologies: sales up (+14.8%), net income up (+3.5%), cash flow sharply up (+205.9%).

  • Sales up

    Revenue: ₪29M, vs. ₪25M a year earlier, i.e. +14.8%.

    H1 2026
  • Net income up

    Net income: ₪8M, vs. ₪8M a year earlier, i.e. +3.5%.

    H1 2026
  • Cash flow sharply up

    Operating cash flow: ₪5M, vs. ₪−5M a year earlier, i.e. +205.9%.

    H1 2026
  • Operating income up

    Operating income: ₪11M, vs. ₪10M a year earlier, i.e. +6.7%.

    H1 2026
Built automatically from the published figures.
Valuation

What the market pays, vs. the sector

P/E7.0price / net income over 12 months
P/B1.5market cap / equity
Dividend yield4.6%dividends over the last 12 months / price
12-month range₪3.14 – ₪7.83monthly closes

This company's valuation multiples history is being built day by day from now on.

P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.

Dividends

Dividend per share, over 5 years

20212022₪0.162023₪0.192024₪0.232025₪0.152026 (to date)

Total dividends per share paid each calendar year (3 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.

Insiders

Trades by executives and interested parties

10 filing(s) over 12 months · on shares: 2 increase(s) and 5 decrease(s) in holdings.

DateHolderSecurityDirectionQuantityPrice
02/09/2026Oz Gabay
Executive		OptionsUp75,000—Maya ›
27/08/2026AVIV YESHUA
Executive		OptionsDown8,750₪0.03Maya ›
25/08/2026Oz Gabay
Executive		SharesDown9,375—Maya ›
03/08/2026Yaniv Gilor
Director		SharesDown363,902—Maya ›
02/06/2026AVIV YESHUA
Executive		OptionsDown8,750—Maya ›
25/05/2026Oz Gabay
Executive		SharesDown9,375—Maya ›
13/03/2026Yaniv Gilor
Director		SharesDown434,783₪6.90Maya ›
06/01/2026Gonen Alon
Interested party		SharesDown975,424₪5.25Maya ›
24/12/2025Gonen Alon
Interested party		SharesUp1,581,844₪4.98Maya ›
24/12/2025Gonen Alon
Interested party		SharesUp1,581,844₪4.98Maya ›

Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.

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Every report from a TA-125 company, analyzed the same day: key figures and year-on-year change, analysis in brief, share price reaction. One daily summary during earnings season.

Detailed figures and history
The figures

Financial summary

S1 2026S1 2025FY 2025
Total assets232156213
Current assets215142198
Non-current assets171415
Equity877782
of which minority interests000
Current liabilities14176128
Non-current liabilities443
Revenue292557
Gross profit252351
Operating income111024
Pre-tax income111024
Net income8818
Net income (attributable to shareholders)8818
Dividends paid−4−4−9
Operating cash flow5−53

In millions of shekels. The "H1" columns cover the first six months of the year.

Ratios

Calculated from these figures

S1 2026S1 2025FY 2025
Gross margin88.0%92.3%90.3%
Operating margin38.4%41.4%42.0%
Net margin29.1%32.3%32.1%
Current ratio (current assets / current liabilities)1,5 x1,9 x1,5 x
Equity / total assets37.5%49.0%38.6%

The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page.

Company overview

Payment Financial Technologies Ltd. develops and sells financial technology solutions focused on payments and consumer credit in Israel. Its platform sells retail credit through businesses. Payment Financial Technologies Ltd. was incorporated in 2014 and is based in herzliya, Israel.

Source: official company profile (Yahoo Finance), summary. Website: www.payment-pay.co.il

Sources
Information, no recommendation. This site presents figures published by companies and calculations based on those figures. It is not investment advice, nor a recommendation to buy or sell, nor a valuation of the companies. Always check the original reports.