Company page · Non-bank lending

S.R. Accord

TASE : SRACISIN : IL0004220146Headquarters: RamlaIFRS accounts · in ₪M

S.R. Accord Ltd. provides non-bank credit solutions for businesses in Israel. Based in Ramla.

Price₪54.18+2.1% · session of 12/11/2026

Market cap₪710Mprice × number of shares

Next resultsno later than 30/11/2026Quarterly report

1-year price−5.0% over the period

Analysis in brief · H1 2026

S.R. Accord: net income sharply up (+25.6%), sales up (+11.2%), cash flow sharply down (−88.5%).

Net income sharply up
Net income: ₪44M, vs. ₪35M a year earlier, i.e. +25.6%.
H1 2026
Sales up
Revenue: ₪113M, vs. ₪101M a year earlier, i.e. +11.2%.
H1 2026
Cash flow sharply down
Operating cash flow: ₪16M, vs. ₪139M a year earlier, i.e. −88.5%.
H1 2026
Operating income stable
Operating income: ₪48M, vs. ₪47M a year earlier, i.e. +1.5%.
H1 2026

Built automatically from the published figures.

Valuation

What the market pays, vs. the sector

P/E7.1price / net income over 12 months

P/B1.4market cap / equity

Dividend yield3.7%dividends over the last 12 months / price

12-month range₪52.30 – ₪60.00monthly closes

This company's valuation multiples history is being built day by day from now on.

P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.

Dividends

Dividend per share, over 5 years

Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.

Insiders

Trades by executives and interested parties

6 filing(s) over 12 months · on shares: 4 increase(s) and 1 decrease(s) in holdings.

Date	Holder	Security	Direction	Quantity	Price
05/11/2026	ADI ZIM Interested party	Shares	Up	5,689	₪52.57	Maya ›
04/11/2026	ADI ZIM Interested party	Shares	Down	968	—	Maya ›
03/11/2026	ADI ZIM Interested party	Shares	Up	4,881	₪53.17	Maya ›
26/10/2026	ADI ZIM Interested party	Shares	Up	2,816	₪53.36	Maya ›
16/08/2026	Gil Hochboim Director	Options	Down	10,000	—	Maya ›
23/12/2025	ADI ZIM Interested party	Shares	Up	5,070	₪56.07	Maya ›

Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.

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Detailed figures and history

The figures

Financial summary

	S1 2026	S1 2025	FY 2025
Total assets	1,999	1,713	1,958
Current assets	1,727	1,455	1,718
Non-current assets	271	251	237
Equity	514	448	487
of which minority interests	19	16	18
Current liabilities	1,398	1,092	1,340
Non-current liabilities	87	172	130
Revenue	113	101	224
Gross profit	73	62	133
Operating income	48	47	119
Pre-tax income	59	48	123
Net income	46	37	95
Net income (attributable to shareholders)	44	35	90
Dividends paid	−18	−21	−39
Operating cash flow	16	139	161

In millions of shekels. The "H1" columns cover the first six months of the year.

Ratios

Calculated from these figures

	S1 2026	S1 2025	FY 2025
Gross margin	64.9%	61.2%	59.2%
Operating margin	42.8%	46.9%	53.2%
Net margin	39.3%	34.8%	40.3%
Current ratio (current assets / current liabilities)	1,2 x	1,3 x	1,3 x
Equity / total assets	25.7%	26.2%	24.9%

The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page.

Company overview

S.R. Accord Ltd. provides non-bank credit solutions for businesses in Israel. The company offers real estate financing; financing for public companies; financing evaluation and construction; car financing and business growth; financing for infrastructure projects; business financing; and financing for small and medium-sized businesses. It also provides project performance guarantees; real estate financing funds; property lien; check discounting; checking for business; and credit and business credit line. The company was formerly known as Shrem Fudim Group Ltd. and changed its name to S.R. Accord Ltd. in December 2010. S.R. Accord Ltd. was incorporated in 1991 and is based in Ramla, Israel.

Source: official company profile (Yahoo Finance), summary. Website: www.sr-accord.com

Sources

Maya, Tel Aviv Stock Exchange: company page and reports

Information, no recommendation. This site presents figures published by companies and calculations based on those figures. It is not investment advice, nor a recommendation to buy or sell, nor a valuation of the companies. Always check the original reports.