Zur Shamir Holdings
Zur Shamir Holdings Ltd, through its subsidiaries, engages in the insurance, consumer credit, real estate, and financial services in Israel. Based in Petah Tikva.
Zur Shamir Holdings: net income sharply up (+167.9%), sales up (+3.5%), cash flow sharply up (+492.9%).
- Net income sharply upH1 2026
Net income: ₪84M, vs. ₪32M a year earlier, i.e. +167.9%.
- Sales upH1 2026
Revenue: ₪3,004M, vs. ₪2,901M a year earlier, i.e. +3.5%.
- Cash flow sharply upH1 2026
Operating cash flow: ₪292M, vs. ₪49M a year earlier, i.e. +492.9%.
- Operating income sharply upH1 2026
Operating income: ₪778M, vs. ₪557M a year earlier, i.e. +39.7%.
What the market pays, vs. the sector
This company's valuation multiples history is being built day by day from now on.
P/E calculated on net income (trailing 12 months: last fiscal year + H1 2026 − same period a year earlier). Sector median: companies in the group tracked here. Prices: Yahoo Finance; market cap cross-checked with the Tel Aviv Stock Exchange for Israeli stocks. These ratios describe a price, not a value: none of them says whether the share is expensive or cheap.
Dividend per share, over 5 years
Total dividends per share paid each calendar year (5 year(s) out of 5 with a payment). Source: Yahoo Finance. The current year is not complete.
Trades by executives and interested parties
12 filing(s) over 12 months · on shares: 2 increase(s) and 9 decrease(s) in holdings.
| Date | Holder | Security | Direction | Quantity | Price | |
|---|---|---|---|---|---|---|
| 08/09/2026 | Ryabyy Alexandra Executive | Shares | Down | 8,340 | — | Maya › |
| 27/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 14,190 | — | Maya › |
| 17/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 7,429 | — | Maya › |
| 15/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 16,021 | — | Maya › |
| 09/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 9,460 | — | Maya › |
| 08/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 198 | — | Maya › |
| 07/07/2026 | Ryabyy Alexandra Executive | Shares | Down | 16,862 | — | Maya › |
| 25/06/2026 | S.S. Achdut Holdings Ltd Interested party | Shares | Up | 279,330 | ₪10.74 | Maya › |
| 22/06/2026 | Kucik Joseph Director | Shares | Down | 400,000 | — | Maya › |
| 17/06/2026 | Schneidman Sara Interested party | Shares | Up | 8,007 | ₪10.74 | Maya › |
| 08/01/2026 | S.S Achdut Holdings Ltd. Interested party | Shares | Down | 100,000 | — | Maya › |
| 28/11/2025 | Kucik Joseph Director | Options | Down | 800,000 | — | Maya › |
Filings submitted on Maya (executives, directors, shareholders above 5%). An increase or decrease in holdings may come from a purchase or sale on the exchange, but also from a grant or exercise of options (price "—": grant with no price). Bonds excluded. For details, see the filing on Maya.
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Financial summary
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Total assets | 24,129 | 21,933 | 23,924 |
| Current assets | 10,324 | 7,450 | 9,605 |
| Non-current assets | 13,767 | 14,443 | 14,282 |
| Equity | 3,325 | 2,847 | 3,264 |
| of which minority interests | 2,562 | 2,228 | 2,494 |
| Current liabilities | 7,299 | 6,358 | 7,104 |
| Non-current liabilities | 13,506 | 12,728 | 13,556 |
| Revenue | 3,004 | 2,901 | 5,959 |
| Gross profit | 997 | 781 | 1,681 |
| Operating income | 778 | 557 | 1,241 |
| Pre-tax income | 537 | 305 | 803 |
| Net income | 324 | 169 | 480 |
| Net income (attributable to shareholders) | 84 | 32 | 129 |
| Dividends paid | −51 | −14 | −44 |
| Operating cash flow | 292 | 49 | 101 |
In millions of shekels. The "H1" columns cover the first six months of the year.
Calculated from these figures
| S1 2026 | S1 2025 | FY 2025 | |
|---|---|---|---|
| Gross margin | 33.2% | 26.9% | 28.2% |
| Operating margin | 25.9% | 19.2% | 20.8% |
| Net margin | 2.8% | 1.1% | 2.2% |
| Current ratio (current assets / current liabilities) | 1,4 x | 1,2 x | 1,4 x |
| Equity / total assets | 13.8% | 13.0% | 13.6% |
The 5-year history, charts and cross-check models are coming for companies listed only in Tel Aviv: each new filing on Maya is kept and enriches the page.
Company overview
Zur Shamir Holdings Ltd, through its subsidiaries, engages in the insurance, consumer credit, real estate, and financial services in Israel. It also provides car, property, life, and health insurance products; mortgages; car loans; and real estate solutions, such as office spaces and co-working environments. In addition, the company offers general, life insurance and savings, personal disability, compulsory car, motor vehicle property, medical expenses and hospitalization, personal accident, critical illness, overseas travel, and other health insurance products. Further, it is involved in the provision of solo loans; loans for the purchase of vehicles to private customers; loans backed by a lien on vehicles; and loans for the purpose of supplementing vehicle loans, as well as investment in real estate assets. The company was formerly known as Zur and changed to its name to Zur Shamir Holdings Ltd in February 1997.
Source: official company profile (Yahoo Finance), summary. Website: www.zur-shamir.com
- Maya, Tel Aviv Stock Exchange: company page and reports